Printable pack · Updated September 2026
Eleven printable sheets that cover the whole picture: what you are saving for, what comes in, what goes out, what you owe, and what you can claim. Print them, fill them in by hand, and keep them in a folder — no app, no login, no spreadsheet skills needed.
Four starter sheets, free to print as many times as you like.
Write down what you are actually saving for, what it costs, and the date you want it by — the page that makes every other sheet worth filling in.
Open and printFreeOne row per month so you can see the balance climbing. Colour in the progress bar as each deposit lands.
Open and printFreeEvery dollar coming in — wages, second jobs, board, benefits, dividends — so your budget starts from a real number.
Open and printFreeA month-by-month grid so nothing gets missed, and no late fees. Tick each bill off as it is paid.
Open and printThe remaining seven sheets complete the set — expenses, debt, subscriptions, side-hustle profit and tax deductions. Join the list below and you will be first to get it.
A safe alternative to a password list: who holds your money, what the account is for, and when you last reviewed it. No passwords, ever.
The quiet money leak. List every recurring charge, what it costs a year, and decide keep or cancel.
Rent or mortgage, rates, insurance, power, internet — the bills that turn up whether you budget for them or not.
Groceries, fuel, takeaways, kids' activities — the spending that moves, and the spending that is easiest to change.
For the side hustle, market stall or small business: what each job or product costs you, and what is actually left over.
Keep your claimable expenses in one place through the year so the end of March is not a shoebox of receipts.
Every loan, card and buy-now-pay-later balance in one view — highest interest rate first is usually the cheapest way out.
Writing passwords on paper is one of the easiest ways to lose control of your money, and a lost or photographed page can hand someone your whole financial life. Instead the pack includes an Accounts & Providers register — who holds each account, what it is for, the last four digits and who to ring — plus a Subscriptions sheet for the recurring charges most people forget. Use a password manager for the credentials themselves.
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These sheets are general educational tools only. They are not financial advice and do not take your personal circumstances into account. For tax questions, check with Inland Revenue or a chartered accountant.