KiwiSaver Fund Finder NZFundfinder

Printable pack · Updated September 2026

The New Zealand finance tracker

Eleven printable sheets that cover the whole picture: what you are saving for, what comes in, what goes out, what you owe, and what you can claim. Print them, fill them in by hand, and keep them in a folder — no app, no login, no spreadsheet skills needed.

Free sheets — print them now

Four starter sheets, free to print as many times as you like.

The full pack

The remaining seven sheets complete the set — expenses, debt, subscriptions, side-hustle profit and tax deductions. Join the list below and you will be first to get it.

Full pack

Accounts & Providers

A safe alternative to a password list: who holds your money, what the account is for, and when you last reviewed it. No passwords, ever.

Full pack

Subscriptions

The quiet money leak. List every recurring charge, what it costs a year, and decide keep or cancel.

Full pack

Fixed Expenses

Rent or mortgage, rates, insurance, power, internet — the bills that turn up whether you budget for them or not.

Full pack

Variable Expenses

Groceries, fuel, takeaways, kids' activities — the spending that moves, and the spending that is easiest to change.

Full pack

Cost & Profit

For the side hustle, market stall or small business: what each job or product costs you, and what is actually left over.

Full pack

Tax Deductions

Keep your claimable expenses in one place through the year so the end of March is not a shoebox of receipts.

Full pack

Debt Payments

Every loan, card and buy-now-pay-later balance in one view — highest interest rate first is usually the cheapest way out.

Why there is no password tracker in this pack

Writing passwords on paper is one of the easiest ways to lose control of your money, and a lost or photographed page can hand someone your whole financial life. Instead the pack includes an Accounts & Providers register — who holds each account, what it is for, the last four digits and who to ring — plus a Subscriptions sheet for the recurring charges most people forget. Use a password manager for the credentials themselves.

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These sheets are general educational tools only. They are not financial advice and do not take your personal circumstances into account. For tax questions, check with Inland Revenue or a chartered accountant.