Terms of use

What this site is

Fundfinder NZ (kiwisaverfundfinder.org) provides general educational information and tools about KiwiSaver, NZ Superannuation and retirement planning for New Zealanders.

We are independent. We are not a KiwiSaver provider, a bank, or a licensed financial advice provider.

Not financial advice

Everything on this site — including fund comparisons, projections and calculator results — is general information only. It does not take into account your personal objectives, financial situation or needs, and it is not a recommendation to choose, switch or stay in any particular fund.

Projections are illustrative estimates based on assumptions you enter. Actual returns vary and may be negative. Before making decisions about your KiwiSaver, consider speaking with a licensed financial advice provider and read the relevant Product Disclosure Statement.

Accuracy and sources

We work hard to keep figures current and we date-stamp our data. Fund information is sourced from FundCompare NZ and the FMA Disclose register; rates, tax rules and eligibility settings are sourced from Inland Revenue, Work and Income and legislation. However, figures can change between updates and errors can occur.

Always verify critical figures — fees, returns, contribution rules, NZ Super rates and tax settings — against the official source or your provider before acting on them.

No liability

To the extent permitted by New Zealand law, we are not liable for any loss arising from your use of, or reliance on, this site's information, tools or projections.

Advertising

This site may display third-party advertising (for example Google AdSense) and may use affiliate or referral links in future. Advertising and referral arrangements never influence fund ordering, comparisons or calculator results.

Acceptable use

You agree not to misuse the site, attempt to disrupt it, or scrape it in a way that degrades the service for others. Content on this site is our copyright — you're welcome to share links and short excerpts with attribution, but not to republish substantial content without permission.

Changes

We may update these terms from time to time. The current version is always on this page, dated below. Continued use of the site means you accept the current terms.